Accident insurance helps with out-of-pocket expenses for covered injuries

Get cash within 1 business day of filing an eligible claim for a covered injury, on or off the job

Stride Recommended

Aflac Accident Indemnity Advantage®

24-Hour Accident-Only Insurance

Essentials Plan


 a month
Price shown for individual plan only. May vary by state.
accident hero

Pays benefits for covered injuries both on and off the job

Pays cash benefits that you don’t have to pay back

Benefits paid within 1 business day after filing an eligible claim for a covered injury*

No deductibles, copays, or lifetime limits
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
1 in 8

people seek medical attention for an injury.

(Injury Facts, 2015 Edition, National Safety Council.)

What does all of this mean?

This is Meg.
Meg is a freelance designer, but she falls in
the bathtub and dislocates her hip and wrist.

With her Aflac accident insurance

Meg will get
in cash


ER Services
+ $1250
+ $1690
Dislocated hip + wrist
+ $275
= $3610

Was Meg's story helpful for you?

Click for details of scenario example
Helps cover injuries, on and off the job
Pays benefits for covered accidents to help with out-of-pocket expenses that may not be covered by your major medical insurance.
Deposited to your bank within 1 business day
Using SmartClaim® and direct deposit, you can receive money in your account within 1 business day of filing an eligible claim.*
Helps cover non-medical expenses
Need to travel for care? Need to pay a childcare provider while you're in the hospital? Accident insurance helps pay for out-of-pocket expenses like these.
Cash benefit
You can use the cash however you'd like. Use it to help with rent, groceries, or utility bills. The choice is yours.
The Aflac Accident Indemnity Advantage® insurance policy has:
  • No deductibles and no copayments
  • No lifetime limit—policy won’t terminate based on the number of claims filed or the dollar amount of claims paid
  • No network restrictions—you choose your own health care provider
  • No coordination of benefits—we pay regardless of any other insurance

Stride tip

If you have a high deductible health insurance plan (anything above $2500), having accident insurance can help with expenses if you experience a covered injury.
Click for details, limitations, and exclusions
Thank you! You will receive a phone call from an Aflac insurance associate within the week!